Dubai Islamic Bank SWIFT Code
If you are sending or receiving money internationally through Dubai Islamic Bank, using the correct SWIFT (BIC) code is essential. An incorrect code can delay your transfer or cause it to fail entirely.
This updated guide explains the official Dubai Islamic Bank SWIFT code, how branch codes work, and what you should double-check before making an international wire transfer.
What Is the SWIFT Code for Dubai Islamic Bank?
The primary and most widely used SWIFT code for Dubai Islamic Bank in the United Arab Emirates is:
DUIBAEADXXX
This SWIFT code belongs to the head office of Dubai Islamic Bank, located on Al Maktoum Street, Dubai. It is commonly used for international wire transfers, especially when a branch-specific code is not provided.
For most global transactions, DUIBAEADXXX is fully acceptable and widely recognized by international banks.
Dubai Islamic Bank SWIFT Codes by Branch
Dubai Islamic Bank also uses branch-specific SWIFT codes for certain services or locations. Below are some commonly referenced examples:
| Branch Code | SWIFT Code | Description |
|---|---|---|
| XXX | DUIBAEADXXX | Head Office – Al Maktoum Street |
| LCS | DUIBAEADLCS | Specific Dubai branch |
| DEO | DUIBAEADDEO | Specific Dubai branch |
| TOS | DUIBAEDTOS | Specific Dubai branch |
If the recipient provides a branch-level SWIFT code, always use that exact code for faster and more accurate processing.
Understanding the Dubai Islamic Bank SWIFT Code Structure
Every SWIFT/BIC code consists of 8 to 11 characters, each with a specific meaning. Here’s how DUIBAEADXXX breaks down:
-
DUIB – Bank code (Dubai Islamic Bank)
-
AE – Country code (United Arab Emirates)
-
AD – Location code (Dubai)
-
XXX – Main branch or head office
When the last three characters are XXX, it indicates the bank’s main office rather than a specific branch.
When Should You Use a Branch-Specific SWIFT Code?
You should use a branch-specific SWIFT code if:
-
The recipient explicitly provides one
-
The transfer instructions mention a particular branch
-
The receiving bank requires it for compliance reasons
If you are unsure, the head office SWIFT code (DUIBAEADXXX) is usually safe for general international transfers.
Important Tips Before Sending an International Transfer
Before confirming any international payment, it is highly recommended to:
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Verify the SWIFT code directly with the recipient
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Match the beneficiary name exactly as registered with the bank
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Confirm the IBAN or account number carefully
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Contact your bank immediately if you suspect an error
Once a transfer is processed, reversing it can be difficult and may require cooperation from the recipient.
Why SWIFT Codes Matter in Islamic Banking
SWIFT codes play a critical role in cross-border Islamic banking, ensuring transparency, security, and compliance with international financial standards.
Dubai Islamic Bank regularly updates its international banking information on its official website.
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Final Summary
The official and most commonly used SWIFT code for Dubai Islamic Bank is:
DUIBAEADXXX
While Dubai Islamic Bank maintains branch-specific SWIFT codes, the head office code is suitable for most international transactions. Always confirm details with the recipient or the bank to avoid delays or errors.